Uber's Visa Credit Card - Earn up to 4% back, Cellphone Theft/Damage Coverage and more


(Brandon Bhangoo) #1

On November 2nd Uber released their latest "gadget," the Uber Visa Credit Card. The credit card is issued by Barclays, Barclays PLC is a British multinational bank and financial services company headquartered in London. The new card offers some interesting rewards including credit points to use with Uber ridesharing and UberEats. The cardholders also get mobile phone theft and damage coverage. Here are the rewards and Uber Visa Credit Card information.

Uber Visa Rewards

  • Uber Visa holders will earn $100 from their initial spending of $500 within 90 days of activating their card.
  • After spending $5,000 every year, cardholders earn a $50 subscription credit for online services.
  • Mobile phone theft and damage coverage up to $600 if you use the card to pay the phone bills.
  • Cardholders gain exclusive access to events and offers.
  • No foreign transaction fees when using the card outside the US.
  • Continuous rewards as cardholders continue to use it for spending, providing Uber and UberEats credit, gift cards as well as cash back.

The 4% back feature
Cardholders earn 4 points or 4% back from UberEats, restaurants, and any net purchase over $1.00 using merchant category codes from Uber that includes fast food and bars. The actual net purchase is calculated as total purchase price fewer credits, returns, and adjustments.

The 3% back feature
Cardholders earn 3 points or 3% back from hotels, airfare and travel agency orders and any net purchase over $1.00 using merchant category codes from Uber that includes companies such as Airbnb. The actual net purchase is calculated as total purchase price minus the credits, returns, and adjustments.

The 2% back feature
Cardholders earn 2 points or 2% back from online purchases of any net purchase over $1.00 using online shopping sites such as Amazon, Best Buy, Walmart and Macy's. They also include purchases made from Uber and media streaming services such as HBO, Pandora, Netflix and Apple Music as well as online services such as Shyp, Handy, Instacart, Angie's List. TaskRabbit and FlyCleaners, and online purchases of media platforms and mobile apps from iTunes and Google Play. The actual net purchase is calculated as total purchase price minus the credits, returns, and adjustments.

The 1% back feature
Everything else not covered in the 4,3 and 2% backlist earn 1% or 1 point per purchase made.

Minimum number of redeem points
There are two stages in Uber Visa Card redemption points. Uber Visa provides a $% per 500 points and $25 for 2,500 points earned.

Redeeming points for Uber credits
Once you have received your Uber Visa card, you will need to perform the following steps:

  1. Login to the Uber app and add the Uber Visa Card.
  2. Choose the points balance in the Uber app.
  3. Select the Uber credit points you want to redeem.

Points redeem immediately. However, there are occasions when they take up to 24 hours before they appear in the cardholder's account.

Online subscription services
The Uber Visa card covers many online subscription services, and they include Sirius XM, Netflix, Hulu, HBO NOW, DirecTV NOW, Apple Music, Pandora, Spotify, Amazon Music, Google Music, Audible, Shoprunner, Amazon Prime.

Uber Visa Card Customer Service
Cardholders that have questions and want direct answers can either check out the Uber Visa Cardholders FAQ by logging into the Barclaycard mobile app. Or they can call support services directly at 866-823-7543.

Annual Fees and Credit percentage rates
There is no annual fee for the card. However, there are annual percentage rates (APR) paid for usage of credit, and this is variable 15.99%, 21.74% or 24.74% and this is set based on the applicant's credit rating at the time of applying for the card. Cash advances have an APR of 25.99%. There is a minimum monthly interest fee of $0.50 and a balance transfer fee of 3% for a minimum of $10. Cash advance fees are 5% minimum for 10%. There is no foreign transaction fee.


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