Should you’ve made it your habit to buy your needs and wants, then pay for them later, such as via your credit card – appliances, travels, cars, and whatnot – it’s about time you should also practice this mantra for your… food deliveries. Food deliveries?! That’s right.
DoorDash recently announced its newest partnership with Klarna, a financial company. With this partnership, DoorDash fans can buy and enjoy the food they crave as much as they want without worrying about paying for it now. Customers can schedule small payments over a set period of time.
This is perfect when you want to enjoy Pizza Hut with Taco Bell without worrying about making ends meet before the next payday arrives.
This new option is not yet rolled out, as the announcement said it is launching “soon.” But as soon as it does, DoorDash customers can use Klarna to pay in four interest-free payments, otherwise defer payments and allow them to choose a “date that aligns with their paycheck schedules,” the media revealed.
Klarna is a Swedish fintech company that provides Internet-based financial services. They offer payment processing services basically for the eCommerce industry, managing store claims and payments from customers. However, their main focus is their “buy now, pay later” system, which is why it occasionally partners with businesses that need their services, such as DoorDash.
However, people are not happy about this. One of the deal’s detractors is saying this is a nightmare for the economy and a sign that the economy is headed to a downward slope.
Others took their thoughts to social media. A user on X commented, “Eat now, pay later? A credit apocalypse is coming.”
Some others are posting funny memes, with one even escalating the issue by saying,
“DoorDash debt collection outside your door because you missed a Chipotle payment.”
Meanwhile, viral economic commentator Kyla Scanlon shared her thoughts via a video on Instagram, where she said this collaboration is an example of a gambling economy.
“We have memecoins, sports betting – we love a good vice in the United States, and we can do it completely frictionless,” Scanlon said. “We don’t even have to put on pants. Just app it to you and worry about everything else later.”
She went on to say that “there are real winners and losers” in business models that monetize convenience and “impulsivity.”
Wealth advisory firms agree with her, saying that the concept of eat now and pay later is “an awful trap.”
“If you need to borrow to have a burrito delivered to you, you are the product. Nothing more,” they pinpointed.
This partnership will be seen in the coming weeks or months, and there are nothing stopping DoorDash and Klarna. However, the media are not too vocal about what the two companies are saying. There are few to no official statements from them about this controversial deal.
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