This depends on where you work and also how you work.
Uber Black and Uber SUV are legally licensed for-hire vehicles in most if not all markets.
Black car drivers can get work from other streams and not just through the app.
Black car drivers are already commercially insured, so they don’t need Uber and Lyft insurance to cover their ass.
If you’re going to make money as an independent black car driver, then you have to learn to Hustle.
There are plenty of limousine companies out there that will subcontract work out to you.
But if you’re thinking you are going to do it Like You do uberX then think again.