I was rear ended.
It’s a mess of a case but the driver ran.
This post isn’t about the particulars.
Lyft is ultimately responsible for this.
Edit: I HAVE COMMERCIAL INSURANCE. Lyft is on the hook because I was in app with a passenger. My insurance will not cover it because Lyft’s coverage supercedes it.
My insurance did not and will not drop me over it. Every state has different laws, so stop projecting YOUR states laws onto this case.
The reason for this post is just to let people know about how awful the lyft insurance is to deal with.
Getting a hold of them is a full time job. I do have a lawyer, by the way.
Lyft does not cover rentals. Lyft does not cover loss of use.
My vehicle has been in the tow yard since April 28
I’m still making payments on it and it’s totaled. 16,000 in damage.
If you have settled a claim with lyft’s insurance I’d love to hear about it.
If you have a similar issue as me, I’d love to hear about it.
For the rest of you, get out of rideshare asap.
Use your flexible schedule to gain skills to make real money at a real career.
This job is dangerous in multiple ways and there’s very little protection.
Not to mention the rise of autonomous cars.
Any day now a single lyft/uber driver could go on a rampage, kill people, and legislation could pass ending rideshare in your state or on the national level.
Develop an exit strategy sooner than later.